3 Jul 2014

An agreement to lend money up to a specific amount (the credit limit) for a stated period. Unlike a loan the borrower can decide how much of the agreed funding (if any) they wish to draw down. Interest is only paid on the amount that is actually borrowed, not on the amount made available. A credit line, or line of credit can be made between a bank and an individual, but equally, can be made between any other kind of lender or borrower, even on a national level.


credit line in the news

At the end of June 2014 fears of a banking crisis in Bulgaria eased after the EU approved a LV3.3bn (1.7bn) emergency credit line from the European Central Bank. The liquidity move followed runs on two of the country’s biggest lenders over the preceding week.

Covid-19 – Johns Hopkins University

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